/* ═══════════════════════════════════════════════════
   VISA MODULE — Premium Design System
   ═══════════════════════════════════════════════════ */

:root {
  --visa-primary: #D32F2F;
  --visa-primary-hover: #B71C1C;
  --visa-dark: #111111;
  --visa-background: #F8FAFC;
  --visa-surface: #FFFFFF;
  --visa-surface-soft: #F8FAFC;
  --visa-text: #1F2937;
  --visa-muted: #64748B;
  --visa-border: #E5E7EB;
  --visa-border-strong: #CBD5E1;
  --visa-trust: #1E3A8A;
  --visa-trust-soft: #EFF6FF;
  --visa-danger-soft: #FEF2F2;
  --visa-shadow: 0 18px 45px rgba(15, 23, 42, 0.08);
  --visa-shadow-hover: 0 22px 55px rgba(15, 23, 42, 0.12);
  --visa-radius: 18px;
}

/* ═══════════ HERO ═══════════ */
.visa-hero {
  position: relative;
  min-height: 92vh;
  display: flex;
  align-items: center;
  justify-content: center;
  background:
    radial-gradient(circle at top right, rgba(211, 47, 47, 0.08), transparent 30%),
    radial-gradient(circle at left 20%, rgba(30, 58, 138, 0.07), transparent 26%),
    linear-gradient(180deg, #ffffff 0%, var(--visa-background) 100%);
  overflow: hidden;
}

.visa-hero::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -20%;
  width: 800px;
  height: 800px;
  background: radial-gradient(circle, rgba(211, 47, 47, 0.08) 0%, transparent 70%);
  border-radius: 50%;
  animation: heroGlow 8s ease-in-out infinite alternate;
  pointer-events: none;
}

.visa-hero::after {
  content: '';
  position: absolute;
  bottom: -30%;
  left: -10%;
  width: 600px;
  height: 600px;
  background: radial-gradient(circle, rgba(30, 58, 138, 0.08) 0%, transparent 70%);
  border-radius: 50%;
  animation: heroGlow 10s ease-in-out infinite alternate-reverse;
  pointer-events: none;
}

@keyframes heroGlow {
  0% { transform: translate(0, 0) scale(1); }
  100% { transform: translate(30px, -20px) scale(1.1); }
}

.visa-hero__content {
  position: relative;
  z-index: 2;
  text-align: center;
  max-width: 860px;
  padding: 72px 24px 56px;
}

.visa-hero__logo {
  display: block;
  width: min(210px, 52vw);
  height: auto;
  margin: 0 auto 34px;
  object-fit: contain;
}

.visa-hero h1 {
  font-family: 'Montserrat', sans-serif;
  font-size: clamp(2.2rem, 5vw, 3.8rem);
  font-weight: 800;
  color: var(--visa-dark);
  line-height: 1.08;
  letter-spacing: -0.03em;
  margin-bottom: 22px;
}

.visa-hero h1 span {
  background: linear-gradient(135deg, var(--visa-primary), #ef5350);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.visa-hero > .visa-hero__content > p {
  font-size: 1.1rem;
  color: var(--visa-muted);
  max-width: 640px;
  margin: 0 auto 38px;
  line-height: 1.75;
}

.visa-hero__ctas {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
  margin-bottom: 34px;
}

.visa-hero__trust {
  display: flex;
  gap: 14px;
  justify-content: center;
  flex-wrap: wrap;
  color: var(--visa-muted);
  font-size: 0.9rem;
}

.visa-hero__trust div {
  display: flex;
  align-items: center;
  gap: 9px;
  background: rgba(255, 255, 255, 0.86);
  border: 1px solid var(--visa-border);
  border-radius: 999px;
  padding: 10px 14px;
  box-shadow: 0 10px 24px rgba(15, 23, 42, 0.05);
}

.visa-hero__trust i {
  color: #64748B;
  font-size: 1rem;
}

.visa-hero__trust strong {
  color: var(--visa-text);
}

.visa-hero--banner {
  min-height: 92vh;
  background: #0f172a;
  isolation: isolate;
}

.visa-hero--banner::before,
.visa-hero--banner::after {
  display: none;
}

.visa-hero__slider,
.visa-hero__slide,
.visa-hero--banner .visa-hero__overlay {
  position: absolute;
  inset: 0;
}

.visa-hero__slider {
  z-index: 0;
  overflow: hidden;
}

.visa-hero__slide {
  background-size: cover;
  background-position: center;
  opacity: 0;
  transform: translateY(18px) scale(1.04);
  animation: visaHeroSlide 14s ease-in-out infinite;
  will-change: opacity, transform;
}

.visa-hero__slide--one {
  background-image: url("../img/banner-visado/visado1.png");
}

.visa-hero__slide--two {
  background-image: url("../img/banner-visado/visado2.png");
  animation-delay: 7s;
}

.visa-hero--canada .visa-hero__slide--one {
  background-image: url("../img/banner-visado/visacanada1.png");
}

.visa-hero--canada .visa-hero__slide--two {
  background-image: url("../img/banner-visado/visacanada2.png");
}

.visa-hero--banner .visa-hero__overlay {
  z-index: 1;
  background:
    linear-gradient(180deg, rgba(15, 23, 42, 0.66), rgba(15, 23, 42, 0.58)),
    radial-gradient(circle at 50% 42%, rgba(15, 23, 42, 0.12), rgba(15, 23, 42, 0.72));
  pointer-events: none;
}

.visa-hero--banner .visa-hero__content {
  color: #ffffff;
  display: grid;
  place-items: center;
  min-height: 620px;
}

.visa-hero__copy {
  grid-area: 1 / 1;
  width: min(860px, 100%);
  text-align: center;
  opacity: 0;
  transform: translateY(22px);
  animation: visaHeroCopy 14s ease-in-out infinite;
  will-change: opacity, transform;
}

.visa-hero__copy--two {
  animation-delay: 7s;
}

.visa-hero--banner .visa-hero__copy > p {
  font-size: 1.1rem;
  color: rgba(255, 255, 255, 0.86);
  max-width: 640px;
  margin: 0 auto 38px;
  line-height: 1.75;
  text-shadow: 0 10px 28px rgba(0, 0, 0, 0.32);
}

.visa-hero--banner .visa-hero__copy--two > p {
  max-width: 700px;
}

.visa-hero--banner .visa-hero__copy--two .visa-hero__ctas {
  margin-bottom: 0;
}

.visa-hero--banner .visa-hero__logo {
  background: rgba(255, 255, 255, 0.92);
  border: 1px solid rgba(255, 255, 255, 0.66);
  border-radius: 18px;
  padding: 12px 18px;
  box-shadow: 0 18px 42px rgba(15, 23, 42, 0.22);
}

.visa-hero--banner h1 {
  color: #ffffff;
  text-shadow: 0 16px 40px rgba(0, 0, 0, 0.36);
}

.visa-hero--banner .visa-hero__trust div {
  background: rgba(255, 255, 255, 0.92);
  border-color: rgba(255, 255, 255, 0.58);
}

@keyframes visaHeroSlide {
  0% { opacity: 0; transform: translateY(18px) scale(1.04); }
  7% { opacity: 1; transform: translateY(0) scale(1.02); }
  45% { opacity: 1; transform: translateY(-12px) scale(1.06); }
  50% { opacity: 0; transform: translateY(-22px) scale(1.08); }
  100% { opacity: 0; transform: translateY(18px) scale(1.04); }
}

@keyframes visaHeroContentFloat {
  0% { opacity: 0.96; transform: translateY(10px); }
  18% { opacity: 1; transform: translateY(0); }
  72% { opacity: 1; transform: translateY(-12px); }
  100% { opacity: 0.96; transform: translateY(10px); }
}

@keyframes visaHeroCopy {
  0% { opacity: 0; transform: translateY(28px); pointer-events: none; }
  8% { opacity: 1; transform: translateY(0); pointer-events: auto; }
  43% { opacity: 1; transform: translateY(-12px); pointer-events: auto; }
  50% { opacity: 0; transform: translateY(-28px); pointer-events: none; }
  100% { opacity: 0; transform: translateY(28px); pointer-events: none; }
}

@media (prefers-reduced-motion: reduce) {
  .visa-hero__slide,
  .visa-hero__copy,
  .visa-hero--banner .visa-hero__content {
    animation: none;
  }

  .visa-hero__slide--one {
    opacity: 1;
    transform: none;
  }

  .visa-hero__copy--one {
    opacity: 1;
    transform: none;
  }

  .visa-hero__copy--two {
    display: none;
  }
}

/* ═══════════ BUTTONS ═══════════ */
.visa-btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 14px 28px;
  border-radius: 14px;
  font-family: 'Montserrat', sans-serif;
  font-weight: 600;
  font-size: 0.95rem;
  text-decoration: none;
  cursor: pointer;
  border: 1px solid transparent;
  transition: transform 0.22s ease, box-shadow 0.22s ease, background-color 0.22s ease, border-color 0.22s ease, color 0.22s ease;
}

.visa-btn--primary {
  background: var(--visa-dark);
  color: #ffffff;
  box-shadow: 0 10px 24px rgba(17, 17, 17, 0.14);
}

.visa-btn--primary:hover {
  background: #222222;
  transform: translateY(-1px);
  box-shadow: 0 14px 28px rgba(17, 17, 17, 0.18);
}

.visa-btn--glow {
  background: linear-gradient(135deg, var(--visa-primary), #e25555);
  color: #fff;
  box-shadow: 0 12px 28px rgba(211, 47, 47, 0.22);
}

.visa-btn--glow:hover {
  background: linear-gradient(135deg, var(--visa-primary-hover), var(--visa-primary));
  transform: translateY(-1px);
  box-shadow: 0 16px 34px rgba(183, 28, 28, 0.24);
}

.visa-btn--outline {
  background: #ffffff;
  border: 1px solid var(--visa-border-strong);
  color: var(--visa-text);
}

.visa-btn--outline:hover {
  border-color: var(--visa-primary);
  color: var(--visa-primary);
  background: var(--visa-danger-soft);
}

.visa-btn--lg {
  padding: 18px 36px;
  font-size: 1.05rem;
}

.visa-btn__icon-img {
  width: 24px;
  height: 24px;
  object-fit: contain;
  display: block;
  flex: 0 0 auto;
}

/* ═══════════ KICKER ═══════════ */
.visa-kicker {
  display: inline-block;
  color: var(--visa-primary);
  font-size: 0.8rem;
  font-weight: 700;
  letter-spacing: 3px;
  margin-bottom: 12px;
}

/* ═══════════ INCLUDES SECTION ═══════════ */
.visa-includes {
  background: var(--visa-background);
  padding: 100px 24px;
}

.visa-includes__container {
  max-width: 1100px;
  margin: 0 auto;
  text-align: center;
}

.visa-includes h2 {
  font-family: 'Montserrat', sans-serif;
  font-size: 2rem;
  color: var(--visa-dark);
  margin-bottom: 50px;
}

.visa-includes__grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(300px, 1fr));
  gap: 24px;
}

.visa-includes__card {
  background: var(--visa-surface);
  border: 1px solid var(--visa-border);
  border-radius: var(--visa-radius);
  padding: 32px 28px;
  text-align: left;
  transition: transform 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275), box-shadow 0.4s ease, border-color 0.4s ease;
  box-shadow: var(--visa-shadow);
  opacity: 0;
  animation: slideUpFade 0.6s ease-out forwards;
}

.visa-includes__card:nth-child(1) { animation-delay: 0.1s; }
.visa-includes__card:nth-child(2) { animation-delay: 0.2s; }
.visa-includes__card:nth-child(3) { animation-delay: 0.3s; }
.visa-includes__card:nth-child(4) { animation-delay: 0.4s; }
.visa-includes__card:nth-child(5) { animation-delay: 0.5s; }
.visa-includes__card:nth-child(6) { animation-delay: 0.6s; }

@keyframes slideUpFade {
  from { opacity: 0; transform: translateY(30px); }
  to { opacity: 1; transform: translateY(0); }
}

.visa-includes.reveal-on-scroll .visa-kicker,
.visa-includes.reveal-on-scroll h2,
.visa-includes.reveal-on-scroll .visa-includes__card {
  opacity: 0;
  transform: translateY(28px) scale(0.97);
  animation: none;
}

.visa-includes.reveal-on-scroll.is-visible .visa-kicker,
.visa-includes.reveal-on-scroll.is-visible h2,
.visa-includes.reveal-on-scroll.is-visible .visa-includes__card {
  animation: visaIncludesEntrance 0.78s cubic-bezier(.2, .82, .2, 1) both;
}

.visa-includes.reveal-on-scroll.is-visible .visa-kicker { animation-delay: 0.02s; }
.visa-includes.reveal-on-scroll.is-visible h2 { animation-delay: 0.1s; }
.visa-includes.reveal-on-scroll.is-visible .visa-includes__card:nth-child(1) { animation-delay: 0.18s; }
.visa-includes.reveal-on-scroll.is-visible .visa-includes__card:nth-child(2) { animation-delay: 0.26s; }
.visa-includes.reveal-on-scroll.is-visible .visa-includes__card:nth-child(3) { animation-delay: 0.34s; }
.visa-includes.reveal-on-scroll.is-visible .visa-includes__card:nth-child(4) { animation-delay: 0.42s; }
.visa-includes.reveal-on-scroll.is-visible .visa-includes__card:nth-child(5) { animation-delay: 0.5s; }
.visa-includes.reveal-on-scroll.is-visible .visa-includes__card:nth-child(6) { animation-delay: 0.58s; }

@keyframes visaIncludesEntrance {
  from {
    opacity: 0;
    transform: translateY(28px) scale(0.97);
    filter: blur(6px);
  }
  to {
    opacity: 1;
    transform: translateY(0) scale(1);
    filter: blur(0);
  }
}

@media (prefers-reduced-motion: reduce) {
  .visa-includes.reveal-on-scroll .visa-kicker,
  .visa-includes.reveal-on-scroll h2,
  .visa-includes.reveal-on-scroll .visa-includes__card,
  .visa-includes.reveal-on-scroll.is-visible .visa-kicker,
  .visa-includes.reveal-on-scroll.is-visible h2,
  .visa-includes.reveal-on-scroll.is-visible .visa-includes__card {
    opacity: 1;
    transform: none;
    filter: none;
    animation: none;
  }
}

.visa-includes__card:hover {
  transform: translateY(-8px) scale(1.02);
  border-color: rgba(211, 47, 47, 0.4);
  box-shadow: 0 20px 40px rgba(0, 0, 0, 0.08), 0 8px 16px rgba(211, 47, 47, 0.12);
}

.visa-includes__icon {
  width: 50px;
  height: 50px;
  background: var(--visa-trust-soft);
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.7rem;
  color: var(--visa-trust);
  margin-bottom: 16px;
}

.visa-includes__card h3 {
  color: var(--visa-dark);
  font-size: 1.1rem;
  margin-bottom: 8px;
}

.visa-includes__card p {
  color: var(--visa-muted);
  font-size: 0.9rem;
  line-height: 1.6;
}

/* ═══════════ STEPS SECTION ═══════════ */
.visa-steps {
  background: #ffffff;
  padding: 100px 24px;
}

.visa-steps__container {
  max-width: 1180px;
  margin: 0 auto;
}

.visa-steps__layout {
  display: grid;
  grid-template-columns: minmax(300px, 430px) minmax(0, 1fr);
  gap: 64px;
  align-items: flex-start;
}

.visa-steps__media {
  position: sticky;
  top: 110px;
  align-self: flex-start;
  min-height: 520px;
  display: flex;
  justify-content: flex-start;
}

.visa-steps__media img {
  width: min(100%, 430px);
  height: auto;
  display: block;
  object-fit: contain;
  filter: drop-shadow(0 18px 34px rgba(15, 23, 42, 0.12));
}

.visa-steps__video {
  position: absolute;
  right: -16px;
  top: 42%;
  width: 112px;
  height: 112px;
  border-radius: 14px;
  background: #ffffff;
  border: 1px solid var(--visa-border);
  box-shadow: 0 18px 38px rgba(15, 23, 42, 0.16);
  display: grid;
  place-items: center;
  color: var(--visa-primary);
  text-decoration: none;
  transition: transform 0.22s ease, box-shadow 0.22s ease, border-color 0.22s ease;
}

.visa-steps__video::before {
  content: '';
  width: 58px;
  height: 58px;
  border: 3px solid var(--visa-primary);
  border-radius: 999px;
  position: absolute;
}

.visa-steps__video i {
  position: relative;
  z-index: 1;
  font-size: 2.4rem;
  margin-left: 4px;
}

.visa-steps__video:hover {
  transform: translateY(-3px) scale(1.03);
  border-color: rgba(211, 47, 47, 0.28);
  box-shadow: 0 22px 48px rgba(15, 23, 42, 0.2);
}

.visa-steps__content-panel {
  text-align: left;
}

.visa-steps h2 {
  font-family: 'Montserrat', sans-serif;
  font-size: 2rem;
  color: var(--visa-dark);
  margin-bottom: 8px;
}

.visa-steps__subtitle {
  color: var(--visa-muted);
  margin-bottom: 50px;
  max-width: 620px;
}

.visa-steps__timeline {
  position: relative;
  text-align: left;
}

.visa-steps__timeline::before {
  content: '';
  position: absolute;
  left: 28px;
  top: 0;
  bottom: 0;
  width: 2px;
  background: linear-gradient(to bottom, var(--visa-primary), var(--visa-trust));
  opacity: 0.22;
}

.visa-step {
  display: flex;
  gap: 24px;
  margin-bottom: 36px;
  position: relative;
}

.visa-step__number {
  width: 56px;
  height: 56px;
  background: #ffffff;
  border: 2px solid rgba(211, 47, 47, 0.28);
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: 'Montserrat', sans-serif;
  font-weight: 800;
  font-size: 1rem;
  color: var(--visa-primary);
  flex-shrink: 0;
  z-index: 1;
}

.visa-step__content {
  background: #ffffff;
  border: 1px solid var(--visa-border);
  border-radius: var(--visa-radius);
  padding: 24px;
  flex: 1;
  transition: transform 0.4s cubic-bezier(0.175, 0.885, 0.32, 1.275), box-shadow 0.4s ease, border-color 0.4s ease;
  box-shadow: var(--visa-shadow);
}

.visa-step__content:hover {
  transform: translateY(-6px) scale(1.01);
  border-color: rgba(211, 47, 47, 0.4);
  box-shadow: 0 16px 32px rgba(0, 0, 0, 0.06), 0 4px 12px rgba(211, 47, 47, 0.1);
}

.visa-step__content h3 {
  color: var(--visa-dark);
  font-size: 1.05rem;
  margin-bottom: 6px;
}

.visa-step__content p {
  color: var(--visa-muted);
  font-size: 0.9rem;
  line-height: 1.6;
}

/* ═══════════ FAQ ═══════════ */
.visa-faq {
  background: #ffffff;
  padding: 100px 24px;
}

.visa-faq__container {
  max-width: 750px;
  margin: 0 auto;
  text-align: center;
}

.visa-faq h2 {
  font-family: 'Montserrat', sans-serif;
  font-size: 2rem;
  color: var(--visa-dark);
  margin-bottom: 40px;
}

.visa-faq__list {
  text-align: left;
}

.visa-faq__item {
  background: #ffffff;
  border: 1px solid var(--visa-border);
  border-radius: 12px;
  margin-bottom: 12px;
  overflow: hidden;
  transition: border-color 0.3s, box-shadow 0.3s;
  box-shadow: 0 10px 24px rgba(15, 23, 42, 0.04);
}

.visa-faq__item[open] {
  border-color: rgba(211, 47, 47, 0.26);
  box-shadow: 0 14px 28px rgba(15, 23, 42, 0.07);
}

.visa-faq__item summary {
  padding: 18px 24px;
  cursor: pointer;
  color: var(--visa-dark);
  font-weight: 600;
  display: flex;
  align-items: center;
  gap: 12px;
  list-style: none;
}

.visa-faq__item summary::-webkit-details-marker { display: none; }

.visa-faq__item summary i {
  color: #64748B;
  font-size: 1.2rem;
}

.visa-faq__item p {
  padding: 0 24px 18px;
  color: var(--visa-muted);
  line-height: 1.7;
  font-size: 0.92rem;
}

/* ═══════════ CTA FINAL ═══════════ */
.visa-cta-final {
  position: relative;
  padding: 100px 24px;
  background: linear-gradient(180deg, #ffffff 0%, var(--visa-background) 100%);
  text-align: center;
  overflow: hidden;
}

.visa-cta-final__glow {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  width: 500px;
  height: 500px;
  background: radial-gradient(circle, rgba(30, 58, 138, 0.08), transparent 70%);
  border-radius: 50%;
  pointer-events: none;
}

.visa-cta-final__container {
  position: relative;
  z-index: 1;
  max-width: 650px;
  margin: 0 auto;
}

.visa-cta-final__brand-bubble {
  width: 104px;
  height: 104px;
  margin: 0 auto 22px;
  border-radius: 999px;
  background: rgba(255, 255, 255, 0.9);
  border: 1px solid var(--visa-border);
  box-shadow: 0 18px 44px rgba(15, 23, 42, 0.1);
  display: grid;
  place-items: center;
}

.visa-cta-final__brand-bubble img {
  width: 74px;
  height: 74px;
  object-fit: contain;
  display: block;
  animation: visaBrandSpin 18s linear infinite;
  transform-origin: center;
}

@keyframes visaBrandSpin {
  from { transform: rotate(0deg); }
  to { transform: rotate(360deg); }
}

@media (prefers-reduced-motion: reduce) {
  .visa-cta-final__brand-bubble img {
    animation: none;
  }
}

.visa-cta-final .visa-kicker {
  color: var(--visa-primary) !important;
}

.visa-cta-final h2 {
  font-family: 'Montserrat', sans-serif;
  font-size: 2rem;
  color: var(--visa-dark);
  margin-bottom: 16px;
}

.visa-cta-final p {
  color: var(--visa-muted);
  margin-bottom: 30px;
  line-height: 1.7;
}

/* ═══════════ INDEX SECTION ═══════════ */
.visa-index-cta {
  position: relative;
  padding: 80px 24px;
  background: linear-gradient(180deg, #ffffff 0%, var(--visa-background) 100%);
  overflow: hidden;
}

.visa-index-cta::before {
  content: '';
  position: absolute;
  top: -100px;
  right: -100px;
  width: 400px;
  height: 400px;
  background: radial-gradient(circle, rgba(30, 58, 138, 0.07), transparent 70%);
  border-radius: 50%;
}

.visa-index-cta__container {
  max-width: 1100px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 60px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.visa-index-cta__text h2 {
  font-family: 'Montserrat', sans-serif;
  font-size: clamp(1.6rem, 3vw, 2.4rem);
  font-weight: 800;
  color: var(--visa-dark);
  line-height: 1.2;
  margin-bottom: 16px;
}

.visa-index-cta .visa-kicker,
.visa-index-cta__text h2,
.visa-index-cta__text > p,
.visa-index-cta__stats,
.visa-index-cta .visa-btn--glow,
.visa-index-cta__feature {
  animation: none;
}

.visa-index-cta.reveal-on-scroll .visa-kicker,
.visa-index-cta.reveal-on-scroll .visa-index-cta__text h2,
.visa-index-cta.reveal-on-scroll .visa-index-cta__text > p,
.visa-index-cta.reveal-on-scroll .visa-index-cta__stats,
.visa-index-cta.reveal-on-scroll .visa-btn--glow,
.visa-index-cta.reveal-on-scroll .visa-index-cta__feature {
  opacity: 0;
  transform: translateY(18px);
}

.visa-index-cta.reveal-on-scroll.is-visible .visa-kicker,
.visa-index-cta.reveal-on-scroll.is-visible .visa-index-cta__text h2,
.visa-index-cta.reveal-on-scroll.is-visible .visa-index-cta__text > p,
.visa-index-cta.reveal-on-scroll.is-visible .visa-index-cta__stats,
.visa-index-cta.reveal-on-scroll.is-visible .visa-btn--glow,
.visa-index-cta.reveal-on-scroll.is-visible .visa-index-cta__feature {
  animation: visaIndexScaleIn .85s cubic-bezier(.34, 1.56, .64, 1) both;
}

@keyframes visaIndexScaleIn {
  from { opacity: 0; transform: scale(0.85) translateY(24px); }
  to { opacity: 1; transform: scale(1) translateY(0); }
}

.visa-index-cta .visa-kicker { animation-delay: .02s; }
.visa-index-cta__text h2 { animation-delay: .08s; }
.visa-index-cta__text > p { animation-delay: .14s; }
.visa-index-cta__stats { animation-delay: .20s; }
.visa-index-cta .visa-btn--glow { animation-delay: .26s; }
.visa-index-cta__feature:nth-child(1) { animation-delay: .14s; }
.visa-index-cta__feature:nth-child(2) { animation-delay: .22s; }
.visa-index-cta__feature:nth-child(3) { animation-delay: .30s; }
.visa-index-cta__feature:nth-child(4) { animation-delay: .38s; }

.visa-index-cta__text h2 span {
  background: linear-gradient(135deg, var(--visa-primary), #ef5350);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.visa-index-cta__text p {
  color: var(--visa-muted);
  line-height: 1.7;
  margin-bottom: 28px;
  font-size: 1rem;
}

.visa-index-cta__stats {
  display: flex;
  gap: 24px;
  margin-bottom: 28px;
}

.visa-index-cta__stat {
  text-align: center;
}

.visa-index-cta__stat strong {
  display: block;
  font-size: 1.8rem;
  font-weight: 800;
  color: var(--visa-dark);
  font-family: 'Montserrat', sans-serif;
}

.visa-index-cta__stat small {
  color: var(--visa-muted);
  font-size: 0.8rem;
}

.visa-index-cta__features {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
}

.visa-index-cta__feature {
  background: #ffffff;
  border: 1px solid var(--visa-border);
  border-radius: 14px;
  padding: 22px 18px;
  text-align: center;
  transition: all 0.3s;
  box-shadow: 0 12px 28px rgba(15, 23, 42, 0.05);
  transform-origin: center;
}

.visa-index-cta__feature:hover {
  border-color: var(--visa-primary);
  transform: translateY(-8px) scale(1.03);
  box-shadow: 0 22px 48px rgba(15, 23, 42, 0.12);
}

.visa-index-cta__feature:hover i {
  color: var(--visa-primary);
  animation: visaIconBounce 0.6s ease-in-out;
}

@keyframes visaIconBounce {
  0%, 100% { transform: translateY(0); }
  50% { transform: translateY(-4px); }
}

.visa-index-cta__feature i {
  font-size: 1.6rem;
  color: #64748b;
  margin-bottom: 8px;
  display: block;
}

.visa-index-cta__feature h4 {
  color: var(--visa-dark);
  font-size: 0.9rem;
  margin-bottom: 4px;
}

.visa-index-cta__feature p {
  color: var(--visa-muted);
  font-size: 0.78rem;
  margin-bottom: 0;
  line-height: 1.4;
}

.visa-index-cta .visa-kicker {
  color: #64748b;
}

.visa-index-cta .visa-btn--glow {
  position: relative;
  overflow: hidden;
  background: linear-gradient(135deg, var(--visa-primary), #e25555);
  color: #fff;
  box-shadow: 0 12px 28px rgba(211, 47, 47, 0.22);
}

.visa-index-cta .visa-btn--glow::after {
  content: "";
  position: absolute;
  inset: -45% auto -45% -35%;
  width: 34%;
  transform: skewX(-18deg);
  background: linear-gradient(90deg, transparent, rgba(255,255,255,.36), transparent);
  animation: visaButtonShine 3.6s ease-in-out infinite;
  pointer-events: none;
}

.visa-index-cta .visa-btn--glow:hover {
  transform: translateY(-1px);
  box-shadow: 0 16px 34px rgba(183, 28, 28, 0.24);
}

@keyframes visaIndexRise {
  from {
    opacity: 0;
    transform: translateY(18px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

@keyframes visaButtonShine {
  0%, 46% {
    transform: translateX(0) skewX(-18deg);
    opacity: 0;
  }
  56% {
    opacity: 1;
  }
  72%, 100% {
    transform: translateX(430%) skewX(-18deg);
    opacity: 0;
  }
}

@media (prefers-reduced-motion: reduce) {
  .visa-index-cta .visa-kicker,
  .visa-index-cta__text h2,
  .visa-index-cta__text > p,
  .visa-index-cta__stats,
  .visa-index-cta .visa-btn--glow,
  .visa-index-cta__feature,
  .visa-index-cta .visa-btn--glow::after {
    animation: none;
    opacity: 1;
    transform: none;
  }
}

@media (max-width: 768px) {
  .visa-index-cta__container {
    grid-template-columns: 1fr;
    gap: 36px;
    text-align: center;
  }
  .visa-index-cta__stats { justify-content: center; }
  .visa-index-cta__text { display: flex; flex-direction: column; align-items: center; }

  .visa-index-cta.reveal-on-scroll .visa-kicker,
  .visa-index-cta.reveal-on-scroll .visa-index-cta__text h2,
  .visa-index-cta.reveal-on-scroll .visa-index-cta__text > p,
  .visa-index-cta.reveal-on-scroll .visa-index-cta__stats,
  .visa-index-cta.reveal-on-scroll .visa-btn--glow,
  .visa-index-cta.reveal-on-scroll .visa-index-cta__feature {
    transform: translateY(14px);
  }

  .visa-index-cta.reveal-on-scroll.is-visible .visa-kicker,
  .visa-index-cta.reveal-on-scroll.is-visible .visa-index-cta__text h2,
  .visa-index-cta.reveal-on-scroll.is-visible .visa-index-cta__text > p,
  .visa-index-cta.reveal-on-scroll.is-visible .visa-index-cta__stats,
  .visa-index-cta.reveal-on-scroll.is-visible .visa-btn--glow,
  .visa-index-cta.reveal-on-scroll.is-visible .visa-index-cta__feature {
    animation-name: visaIndexRiseMobile;
  }
}

@keyframes visaIndexRiseMobile {
  from {
    opacity: 0;
    transform: translateY(14px);
  }
  to {
    opacity: 1;
    transform: translateY(0);
  }
}

/* ═══════════════════════════════════
   MULTI-STEP FORM
   ═══════════════════════════════════ */
.vf {
  background: #f8fafc;
  min-height: 100vh;
  padding: 30px 24px 60px;
}

/* ── Progress ── */
.vf-progress {
  max-width: 900px;
  margin: 0 auto 32px;
  background: #ffffff;
  border: 1px solid #e5e7eb;
  border-radius: 16px;
  padding: 22px 24px 18px;
  box-shadow: 0 10px 30px rgba(15, 23, 42, 0.06);
}

.vf-progress__bar {
  height: 4px;
  background: #e5e7eb;
  border-radius: 4px;
  margin-bottom: 16px;
  overflow: hidden;
}

.vf-progress__fill {
  height: 100%;
  width: 0%;
  background: linear-gradient(90deg, var(--visa-primary), #e57373);
  border-radius: 4px;
  transition: width 0.4s ease;
}

.vf-progress__steps {
  display: flex;
  justify-content: space-between;
  overflow-x: auto;
  gap: 4px;
}

.vf-progress__steps span {
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 4px;
  color: #6b7280;
  font-size: 1.1rem;
  cursor: pointer;
  padding: 6px 8px;
  border-radius: 8px;
  transition: all 0.3s;
  min-width: 58px;
}

.vf-progress__steps span small {
  font-size: 0.65rem;
  letter-spacing: 0.5px;
}

.vf-progress__steps span.active {
  color: var(--visa-primary);
  background: #fef2f2;
}

.vf-progress__steps span.done {
  color: var(--visa-primary);
}

/* ── Form Container ── */
.vf-form {
  max-width: 900px;
  margin: 0 auto;
}

.vf-step {
  display: none;
  animation: fadeIn 0.4s ease;
  background: #ffffff;
  border: 1px solid #e5e7eb;
  border-radius: 16px;
  padding: 32px;
  box-shadow: 0 12px 30px rgba(15, 23, 42, 0.06);
}

.vf-step.active {
  display: block;
}

@keyframes fadeIn {
  from { opacity: 0; transform: translateY(12px); }
  to { opacity: 1; transform: translateY(0); }
}

.vf-step__header {
  margin-bottom: 30px;
  padding-bottom: 18px;
  border-bottom: 1px solid #e5e7eb;
}

.vf-step__header h2 {
  font-family: 'Montserrat', sans-serif;
  font-size: 1.5rem;
  color: #111827;
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 6px;
}

.vf-step__header h2 i {
  color: var(--visa-primary);
}

.vf-step__header p {
  color: #6b7280;
  font-size: 0.9rem;
}

/* ── Fields ── */
.vf-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

.vf-field--full {
  grid-column: 1 / -1;
}

.vf-field label {
  display: block;
  color: #111827;
  font-size: 0.85rem;
  font-weight: 600;
  margin-bottom: 6px;
}

.vf-field label:has(input[type="checkbox"]) {
  display: flex;
  align-items: center;
  gap: 10px;
  color: #111827;
  font-weight: 600;
}

.vf-field input,
.vf-field select,
.vf-field textarea {
  width: 100%;
  padding: 12px 16px;
  background: #ffffff;
  border: 1px solid #d1d5db;
  border-radius: 10px;
  color: #111827;
  font-family: inherit;
  font-size: 0.92rem;
  outline: none;
  transition: border-color 0.3s, box-shadow 0.3s;
}

.vf-field input::placeholder,
.vf-field textarea::placeholder {
  color: #9ca3af;
}

.vf-field input:focus,
.vf-field select:focus,
.vf-field textarea:focus {
  border-color: #f87171;
  box-shadow: 0 0 0 4px rgba(239, 68, 68, 0.12);
}

.vf-field input[type="checkbox"] {
  width: 16px;
  height: 16px;
  padding: 0;
  accent-color: var(--visa-primary);
  border-radius: 4px;
}

.vf-field input.vf-invalid,
.vf-field select.vf-invalid,
.vf-field textarea.vf-invalid {
  border-color: #f87171 !important;
  box-shadow: 0 0 0 3px rgba(248, 113, 113, 0.2) !important;
}

.vf-error-msg {
  display: none;
  color: #f87171;
  font-size: 0.75rem;
  margin-top: 4px;
  font-weight: 500;
  animation: fadeIn 0.3s ease;
}

/* --- Feedback Animado --- */
.vf-shake {
  animation: vfShake 0.4s cubic-bezier(0.36, 0.07, 0.19, 0.97) both;
}

@keyframes vfShake {
  10%, 90% { transform: translate3d(-1px, 0, 0); }
  20%, 80% { transform: translate3d(2px, 0, 0); }
  30%, 50%, 70% { transform: translate3d(-4px, 0, 0); }
  40%, 60% { transform: translate3d(4px, 0, 0); }
}

/* --- Review Block Enhanced --- */
.vf-review-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));
  gap: 20px;
}

.vf-review-block {
  background: #ffffff;
  border: 1px solid #e5e7eb;
  border-radius: 12px;
  overflow: hidden;
  box-shadow: 0 10px 24px rgba(15, 23, 42, 0.05);
}

.vf-review-block__head {
  padding: 12px 16px;
  background: #f8fafc;
  display: flex;
  justify-content: space-between;
  align-items: center;
  border-bottom: 1px solid #e5e7eb;
}

.vf-review-block__head h4 {
  font-size: 0.9rem;
  color: #111827;
  margin: 0;
}

.vf-review-block__head button {
  background: #ffffff;
  border: 1px solid #d1d5db;
  color: #374151;
  padding: 4px 10px;
  border-radius: 6px;
  font-size: 0.75rem;
  cursor: pointer;
  transition: all 0.2s;
}

.vf-review-block__head button:hover {
  border-color: var(--visa-primary);
  color: var(--visa-primary);
  background: #fef2f2;
}

.vf-review-block__body {
  padding: 16px;
}

.vf-review-block__body p {
  font-size: 0.82rem;
  margin-bottom: 6px;
  display: flex;
  justify-content: space-between;
  color: #6b7280;
}

.vf-review-block__body strong {
  color: #111827;
  font-weight: 500;
}

.vf-nav {
  max-width: 900px;
  margin: 24px auto 0;
  display: flex;
  justify-content: space-between;
  gap: 12px;
}

.vf-nav .visa-btn--outline {
  background: #ffffff;
  border: 1px solid #d1d5db;
  color: #374151;
}

.vf-nav .visa-btn--outline:hover {
  border-color: var(--visa-primary);
  color: var(--visa-primary);
  background: #fef2f2;
}

.vf-nav .visa-btn--primary {
  background: var(--visa-primary);
}

.vf-nav .visa-btn--primary:hover {
  background: var(--visa-primary-hover);
}

@media (max-width: 768px) {
  .vf-review-grid { grid-template-columns: 1fr; }
}

/* ═══════════ CONFIRMATION ═══════════ */
.visa-confirmation {
  background: #f8fafc;
  min-height: 100vh;
  padding: 60px 24px;
  display: flex;
  align-items: center;
  justify-content: center;
}

.visa-confirmation__container {
  max-width: 650px;
  margin: 0 auto;
  text-align: center;
}

.visa-confirmation__icon {
  font-size: 4rem;
  color: #10b981;
  margin-bottom: 20px;
  animation: bounceIn 0.6s ease;
}

@keyframes bounceIn {
  0% { transform: scale(0); }
  60% { transform: scale(1.2); }
  100% { transform: scale(1); }
}

.visa-confirmation h1 {
  font-family: 'Montserrat', sans-serif;
  font-size: 2rem;
  color: #111827;
  margin-bottom: 10px;
}

.visa-confirmation__subtitle {
  color: #6b7280;
  margin-bottom: 30px;
}

.visa-confirmation__card {
  background: #ffffff;
  border: 1px solid #e5e7eb;
  border-radius: var(--visa-radius);
  padding: 28px;
  margin-bottom: 30px;
  text-align: left;
  box-shadow: 0 12px 30px rgba(15, 23, 42, 0.06);
}

.visa-confirmation__row {
  display: flex;
  justify-content: space-between;
  padding: 10px 0;
  border-bottom: 1px solid #e5e7eb;
}

.visa-confirmation__row:last-child { border-bottom: none; }

.visa-confirmation__row span {
  color: #6b7280;
  font-size: 0.9rem;
}

.visa-confirmation__row strong {
  color: #111827;
}

.visa-confirmation__status {
  color: #059669 !important;
}

.visa-confirmation__actions {
  display: flex;
  flex-direction: column;
  gap: 12px;
  align-items: center;
  margin-bottom: 30px;
}

.visa-confirmation .visa-btn--outline {
  background: #ffffff;
  border: 1px solid #d1d5db;
  color: #374151;
}

.visa-confirmation .visa-btn--outline:hover {
  border-color: var(--visa-primary);
  color: var(--visa-primary);
  background: #fef2f2;
}

.visa-confirmation__next {
  background: #ffffff;
  border: 1px solid #e5e7eb;
  border-radius: var(--visa-radius);
  padding: 28px;
  text-align: left;
  box-shadow: 0 12px 30px rgba(15, 23, 42, 0.06);
}

.visa-confirmation__next h3 {
  color: #111827;
  font-size: 1rem;
  display: flex;
  align-items: center;
  gap: 8px;
  margin-bottom: 16px;
}

.visa-confirmation__next h3 i {
  color: var(--visa-primary);
}

.visa-confirmation__next ol {
  color: #6b7280;
  font-size: 0.9rem;
  line-height: 2;
  padding-left: 20px;
}

.visa-confirmation__next ol strong {
  color: #111827;
}

/* ═══════════ RESPONSIVE ═══════════ */
@media (max-width: 768px) {
  .visa-hero { min-height: 80vh; }
  .visa-hero--banner { min-height: 86vh; }
  .visa-hero--banner .visa-hero__content { min-height: 620px; padding-top: 56px; padding-bottom: 42px; }
  .visa-hero--banner .visa-hero__logo { width: min(176px, 58vw); margin-bottom: 26px; padding: 10px 14px; }
  .visa-hero__slide { background-position: center; }
  .visa-hero--banner h1 { font-size: clamp(2.15rem, 12vw, 3.15rem); }
  .visa-hero--banner .visa-hero__copy > p { font-size: 1rem; }
  .visa-includes__grid { grid-template-columns: 1fr; }
  .visa-steps { padding: 72px 18px; }
  .visa-steps__layout { grid-template-columns: 1fr; gap: 34px; }
  .visa-steps__media { position: relative; top: auto; min-height: auto; justify-content: center; }
  .visa-steps__media img { width: min(100%, 390px); }
  .visa-steps__video { right: 8px; width: 86px; height: 86px; border-radius: 12px; }
  .visa-steps__video::before { width: 46px; height: 46px; }
  .visa-steps__video i { font-size: 1.9rem; }
  .visa-steps__timeline::before { left: 18px; }
  .visa-step__number { width: 40px; height: 40px; font-size: 0.8rem; }
  .vf-grid { grid-template-columns: 1fr; }
  .vf-review__grid { grid-template-columns: 1fr; }
  .vf-progress__steps { gap: 2px; }
  .vf-progress__steps span { font-size: 0.9rem; min-width: 44px; }
  .vf-progress__steps span small { font-size: 0.55rem; }
  .vf-nav { flex-direction: column; }
}

/* ═══════════ LOADING SPINNER ═══════════ */
.ri-spin {
  animation: riSpin 1s linear infinite;
}

@keyframes riSpin {
  from { transform: rotate(0deg); }
  to { transform: rotate(360deg); }
}